Typically, there are two categories of credit: Prime and Sub-Prime.

Prime Credit is simply a person with good credit. These customers usually enjoy preferred rates when applying for vehicle financing.

Sub-Prime is a person who has experienced some challenges in their payment histories. An adverse credit history can also be referred to as “non-status credit history”, “impaired credit history”, ‘poor credit history”, and “bad credit history”. Simply stated, this is a negative credit rating. (Please see: First we get you APPROVED, and then, we save you money! For more information.)

We deal with all of the following situations on an hourly basis: Great Credit, Good Credit, Bad Credit and No Credit.

We get loans approved in all of the following circumstances: Late Payment, Missed Payments, Self-Employed, Bankruptcy (Discharge or not), Collections, Divorced, Low Income, Disability, Write-offs, Students, New to country, Repossession, Paid in cash or tips, Visa Students, First time buyer etc, etc…

Typically, there are two categories of credit: Prime and Sub-Prime.

Prime Credit is simply a person with good credit. These customers usually enjoy preferred rates when applying for vehicle financing.

Sub-Prime is a person who has experienced some challenges in their payment histories. An adverse credit history can also be referred to as “non-status credit history”, “impaired credit history”, ‘poor credit history”, and “bad credit history”. Simply stated, this is a negative credit rating. (Please see: First we get you APPROVED, and then, we save you money! For more information.)

We deal with all of the following situations on an hourly basis: Great Credit, Good Credit, Bad Credit and No Credit.

We get loans approved in all of the following circumstances: Late Payment, Missed Payments, Self-Employed, Bankruptcy (Discharge or not), Collections, Divorced, Low Income, Disability, Write-offs, Students, New to country, Repossession, Paid in cash or tips, Visa Students, First time buyer etc, etc…